Privacy Policy
1. Introduction
Welcome to invterms.com ("invterms", "we", "us", or "our"). We are committed to protecting your privacy and handling your personal data responsibly. This Privacy Policy explains how we collect, use, disclose, and safeguard information when you visit our website at invterms.com.
invterms is a free, informational reference resource for investment and financial terminology. We do not sell products, charge fees, or provide financial advice.
2. Information We Collect
2.1 Information You Provide Voluntarily
We collect information you voluntarily provide when you:
- Submit the contact form on our website (name, email address, message content, and subject).
- Communicate with us directly via email.
2.2 Automatically Collected Information
When you visit our website, certain information is collected automatically by our hosting and analytics systems, including:
- IP address and approximate geographic location (country/region level).
- Browser type and version, operating system.
- Pages visited, time on page, referral URL.
- Device type (desktop, mobile, tablet).
This data is collected in aggregate and is used solely for improving the website's performance and user experience. It is not used to identify individuals.
2.3 Cookies and Local Storage
We use browser local storage (a client-side technology similar to cookies) to remember your cookie consent preference. Please see our Cookie Policy for full details.
3. How We Use Your Information
We use the information we collect for the following purposes:
- Responding to enquiries: To reply to messages submitted through our contact form.
- Website improvement: To analyse usage patterns and improve the content and performance of the website.
- Legal compliance: To comply with applicable laws and regulations.
- Security: To detect and prevent fraudulent or malicious activity.
We do not use your data for targeted advertising, profiling, automated decision-making, or any commercial purpose.
4. Legal Basis for Processing (EEA / UK Users)
If you are located in the European Economic Area or United Kingdom, we process your personal data under the following legal bases:
- Consent: For optional communications and cookie preferences.
- Legitimate interests: For website analytics and security monitoring, where our interests do not override your rights.
- Legal obligation: Where required by applicable law.
5. How We Share Your Information
We do not sell, rent, or trade your personal information to any third party. We may share information in the following limited circumstances:
- Service providers: We may share data with trusted third-party providers who assist in website hosting, email delivery, or analytics, bound by confidentiality agreements.
- Legal requirements: We may disclose information if required by law, court order, or governmental authority.
- Business transfers: In the event of a merger, acquisition, or sale of assets, user data may be transferred as part of that transaction.
6. Data Retention
We retain contact form submissions for a period of 12 months from the date of receipt, after which they are permanently deleted. Aggregated, anonymised analytics data may be retained indefinitely.
7. Your Rights
Depending on your jurisdiction, you may have the following rights regarding your personal data:
- Right of access: Request a copy of the personal data we hold about you.
- Right of rectification: Request correction of inaccurate or incomplete data.
- Right of erasure: Request deletion of your personal data ("right to be forgotten").
- Right to restrict processing: Request that we limit how we use your data.
- Right to data portability: Receive your data in a machine-readable format.
- Right to object: Object to processing based on legitimate interests.
To exercise any of these rights, please contact us at info@invterms.com. We will respond within 30 days.
8. Data Security
We implement appropriate technical and organisational measures to protect your personal data from unauthorised access, alteration, disclosure, or destruction. However, no method of internet transmission is 100% secure, and we cannot guarantee absolute security.
9. Third-Party Links
Our website may contain links to third-party websites, including Unsplash and Pexels for photography. We are not responsible for the privacy practices or content of those websites. We encourage you to read their respective privacy policies.
10. Children's Privacy
invterms is not directed at children under the age of 16. We do not knowingly collect personal information from children. If we become aware that we have inadvertently received data from a child under 16, we will delete it promptly.
11. Changes to This Policy
We may update this Privacy Policy periodically. Changes will be posted on this page with an updated "Last updated" date. We encourage you to review this policy regularly. Continued use of the website following any changes constitutes your acceptance of the revised policy.
12. Contact
If you have any questions, concerns, or requests related to this Privacy Policy, please contact us:
- Email: info@invterms.com
- Website: invterms.com