Terms of Service

1. Acceptance of Terms

These Terms of Service ("Terms") constitute a legally binding agreement between you ("User", "you", or "your") and invterms.com ("invterms", "we", "us", or "our"), governing your access to and use of the website located at invterms.com and all associated content, features, and functionality (collectively, the "Service").

By accessing or using the Service in any manner, you acknowledge that you have read, understood, and agree to be bound by these Terms and our Privacy Policy, which is incorporated herein by reference.

2. Description of Service

invterms.com is a free, publicly accessible online reference library providing definitions, explanations, and educational content relating to investment and financial terminology. The Service is provided solely for general informational and educational purposes.

invterms does not:

• Provide financial, investment, legal, tax, or accounting advice.
• Offer brokerage, trading, asset management, or advisory services.
• Sell, promote, or recommend specific financial products, instruments, or securities.
• Operate as a regulated financial institution in any jurisdiction.

3. No Financial Advice

We strongly recommend that you consult a qualified and regulated financial advisor, accountant, or other relevant professional before making any investment or financial decision. Past performance of financial instruments does not guarantee future results. All investments carry risk, including the potential loss of principal.

4. Eligibility

The Service is intended for users who are 16 years of age or older. By using the Service, you represent and warrant that you meet this age requirement. If you are under 16, you must not use or access this website.

By using the Service, you also represent that you have the legal capacity to enter into a binding agreement in your jurisdiction.

5. Intellectual Property

5.1 Our Content

All content on invterms.com — including but not limited to text, definitions, explanations, layout, design, graphics, logos, and code — is the property of invterms.com or its content contributors and is protected by applicable intellectual property laws.

You may access, view, and print content from the website for your personal, non-commercial use only, provided you do not remove any copyright or proprietary notices.

5.2 Prohibited Uses

Without our prior written consent, you may not:

• Reproduce, republish, or redistribute substantial portions of our content for commercial purposes.
• Scrape, crawl, or use automated tools to mass-download content from the website.
• Incorporate our content into other websites or publications without attribution and explicit permission.
• Use our name, logo, or branding in a way that implies endorsement or affiliation.

6. Acceptable Use

You agree to use the Service only for lawful purposes and in a manner consistent with these Terms. You must not:

• Use the Service in any way that violates applicable local, national, or international law or regulation.
• Transmit unsolicited commercial communications (spam) through any contact mechanisms on the site.
• Attempt to gain unauthorised access to any part of the website, its servers, or related systems.
• Introduce viruses, malware, or other malicious or harmful code.
• Misrepresent your identity or affiliation with any person or entity when contacting us.
• Use the Service in any way that could disable, overburden, or impair the website's functionality.

7. Third-Party Links

The Service may contain links to external websites or resources operated by third parties. These links are provided for your convenience and informational purposes only. We have no control over the content, privacy practices, or availability of such external sites.

The inclusion of any link does not imply endorsement of the linked site. We accept no liability for the accuracy, legality, or appropriateness of content found on third-party websites. You access external links entirely at your own risk.

8. Disclaimers and Limitation of Liability

8.1 Content Accuracy

We make reasonable efforts to ensure the accuracy and currency of the information published on invterms.com. However, we cannot guarantee that all content is complete, accurate, up-to-date, or suitable for any particular purpose. Financial terminology and regulations change over time, and some content may not reflect the most recent developments.

8.2 "As Is" Provision

The Service is provided on an "as is" and "as available" basis without warranties of any kind, either express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, or non-infringement.

8.3 Limitation of Liability

To the fullest extent permitted by applicable law, invterms.com and its operators, contributors, and affiliates shall not be liable for any direct, indirect, incidental, consequential, special, or exemplary damages arising from your use of, or inability to use, the Service — including, without limitation, any financial losses, loss of profits, loss of data, or business interruption — even if we have been advised of the possibility of such damages.

9. Indemnification

You agree to indemnify, defend, and hold harmless invterms.com and its operators, contributors, and affiliates from and against any claims, liabilities, damages, losses, and expenses (including reasonable legal fees) arising out of or in any way connected with your access to or use of the Service, your violation of these Terms, or your violation of any third-party rights.

10. Privacy

Your use of the Service is also governed by our Privacy Policy. By using the Service, you consent to the collection and use of information as described therein. Please review the Privacy Policy to understand our practices.

11. Changes to the Service

We reserve the right to modify, suspend, or discontinue the Service — or any part of it — at any time and without notice. We shall not be liable to you or to any third party for any such modification, suspension, or discontinuation.

We may also update, revise, or remove content from the website at any time without prior notice.

12. Changes to These Terms

We reserve the right to revise these Terms at any time. When we make material changes, we will update the "Last updated" date at the top of this page. We encourage you to review these Terms periodically.

Your continued use of the Service following the posting of any changes constitutes your acceptance of the revised Terms. If you do not agree to the updated Terms, you must discontinue use of the Service.

13. Governing Law and Jurisdiction

These Terms shall be governed by and construed in accordance with the laws of the European Union and the member state in which invterms.com operates, without regard to conflict of law principles. Any disputes arising under or in connection with these Terms shall be subject to the exclusive jurisdiction of the competent courts in that jurisdiction.

If you are accessing the Service from outside the EU, you are responsible for ensuring compliance with the laws applicable in your jurisdiction.

14. Severability

If any provision of these Terms is found to be invalid, unlawful, or unenforceable by a court of competent jurisdiction, the remaining provisions shall continue in full force and effect. The invalid or unenforceable provision shall be modified to the minimum extent necessary to make it valid and enforceable.

15. Entire Agreement

These Terms, together with our Privacy Policy and Cookie Policy, constitute the entire agreement between you and invterms.com regarding your use of the Service, and supersede any prior agreements or understandings.

16. Contact Us

If you have questions, concerns, or feedback regarding these Terms of Service, please contact us:

• Email: info@invterms.com
• Website: invterms.com
• Contact form: Contact page

We will endeavour to respond to all enquiries within 5 business days.